rPAéPFArP nPLAimPFrP pPOLErPHPtPOYnPL

nPLtUOnPL nPLAmPF FpOLUrP``unPLA nPLAmPF
dPLÀoP`L ulPnPL jPLAnPL HPAjPLArP TPAwPOY ulPnPL
dPLgPOYA u`rPAwPO ugPOArPA cPFÿAdPL dPLgPOYA u`rPAwPO
dPLAwvPOdPL aAE`lP dPLÀoP`L sPFrPNPQ sFUE`kPPbPLA u`rPA
dPLAnPLQ uGPLAXP sPFrPNPQ E`HPwPOnPL E`ãOLæWvPFWvPF (pPOLE`åcPFmPF aMSPF) E`HPDPFAnPL sPFrPNPQ uTP``ukPP rPHPQÓLçLdPL sPFrPNPQ
dPLQnPLHPÓ÷Uì ulPnPL mPFdPLnPL E`mPFÀeOL` TPAwPOY ulPnPL
dPLQnPLHPÓ÷Uì usPFnPL ulPnPL SPFzAmPF uãFFkPPAbPLArP vhPFãOFWvPF
dLUgPOYAcPFrPNP wPOÁPOrP ulPnPL wPOß dLUgPOYA cPFrPNP HPzAnPLAE`jPLY E`ãOLæWvPFWvPF, wPOß dLUgPOYAcPFrPNP ulPnPL, E`nPLoPFgPOQFpOLUkFUOrP vhPFãOFWvPF ulPnPL
udPLoPFdPLArP E`ãOLæWvPFWvPF gPOcPFYA u`rPAwPO (aMSPF), gPOcPFYA fPOAãOFWvPFY ulPnPL (aMSPF) ePHPM udPLoPFdPLArP ulPnPL
udPLdPLArP HP½P ulPnPL mFUnPLSPFQ udPLdPLArP HP½P ulPnPL
udPLHP ulPnPL pPOL¯PFpOLUkFUOrP ulPnPL
udPL``uHPÓLçLdPL cPFÓLçLdPL (E`wPO.E`sPF) udPL u`rPAwPO E`cPFME`wxPFhPFAWvPFA u`rPAwPO
udPL``uHPÓLçLdPL uGPLAXP u`rPAwPO kPPÿAsPFAE`rP pPOLAwxPFA u`rPAwPO (aMSPF) aASFU``utPOAXP mFUKPAE`jPLY u`rPAwPO uTP``ukPP SPFÿAKPAE`rP pPOLAwxPFA u`rPAwPO
udPL``uHPÓLçLdPL mPFEÂlPkPP E`ãOLæWvPFWvPF uSPFABPOArPAmPF HPAvhPFsPFzAkPP ulPnPL
udPL``uHPÓLçLdPLlPAlP KPAnPL u`rPAwPO BPOHPAnPLQFpOLUrP u`rPAwPO
udPLSPFçpPOLANP SPFAsPFmPFlP u`rPAwPO rPsPFA u`rPAwPO sPFAwvPOTP
dLUgPOYA dPLAsPF ulPnPL dLUgPOYA dPLAsPF mFUJPFAE`jPLY ulPnPL
DPFnPL``udPLHPQ KPAnÔPA u`rPAwPO nPLArP``ukPPlPwPOAËPA umPFvhPFnPL u`rPAwPO (aMSPF)
DPFQ``u`rPnPL DPFrP sPFrPNPQ HPAÐPOArPAmPF aÀeUÝrP ulPnPL
DPFQ``u`rPÓLçLdPLnPLATP uGPLAXP u`rPAwPO SPFÿAKPAE`rPpPOLAwxPFA u`rPAwPO (aMSPF)
nPLWvPFHPrP dPLÀoP`L u`rPA unPLHUtPOlPA u`rPA, usPF×FWvPF ujPLmPF²sPF uãFFkPPAbPLArP
nPLÓOdPlPAlP uHPAsPF sPFrPNPQ `ÂFkPPAvhPFBPO GPLAWvPF E`ãOLæWvPFWvPF
nPLfPOrP ukPPA``ulP u`rPAwPO kPPAlPBPOAWvPFY u`rPAwPO
nPLHPAHP aA¡UlP lPE`tPOfPO E`ãOLæWvPFWvPF nPLHPAHP aA¡UlP lPE`tPOfPO ulPnPL, umPF´lPE`BPO aA¡UlP lPE`tPOfPO ulPnPL
nPLHPAHP aAE`lP ulPnPL ePkPPHPAlPFpOLUrP gPOE`lP
nPLHPAHP HPdPLrPqöPQnPL E`ãOLæWvPFWvPF HPdPLrPqöPQnPL E`ãOLæWvPFWvPF
nPLHPQnPL kFUOLÕUF ulPnPL kFUOLÕUF ulPnPL
nPLHPQnPL cPFÓLçLdPL HPwxPFAlP ulPnPL hPFAwxPFkPPAWvPFA ulPnPL
nPLbPLnPL kFÖOXOLÎ sPFAhPFA ulPnPL gPOzAE`lPfPO ulPnPL
nPL``u`rPÓLçLdPL cPFÓLçLdPL dPLÀoP`L sPFrPNPQ `ÂFkPPAvhPFBPO GPLAWvPF E`ãOLæWvPFWvPF
nPL``u`rPSPF E`mPFÀeOL` sPFrPNPQ uHPlPtPOlPA u`rPAwPO
nPLdPLYAnPLY azA``uBPOE`nPLwvPO dPLmPFdPLmPF u`rPAwPO (aMSPF)
nPLE`lPnPLQ sPFrPkPPArP E`ãOLæWvPFWvPF hPFAE`tPOHPAgPOAnPL E`ãOLæWvPFWvPF
nPLAE`jPLrP ulPnPL nPLAE`jPLrP mPFhPFÈOLÉPdPL GPLAWvPF mPFnPL²E`jPL ulPnPL
E`nPL``uHPE`dPLtPOA ulPnPL rPAmPFkPPAÙPO uHPAsPF usPF``ukPPLÕPL ulPnPL
E`nPLmPFtPOlPA GPLAWvPF E`ãOLæWvPFWvPF nPLQlU dLUlPAlP E`ãOLæWvPFWvPF
E`nPLmPFYlP cPFÓLçLdPL E`ãOLæWvPFWvPF oPF``u`bPLE`lPMWvPFnPL E`ãOLæWvPFWvPF
nPLQ``u`rPAdPL E`HPhPFArPQ mPFEÂlPkPP u`rPAwPO hPFAlPESPF HPAgPOAnPL u`rPAwPO
nPLQlPmPFE`nPL u`rPA nPLQlPmPFE`nPL E`mPFWvPFArP E`ãOLæWvPFWvPF
nFUrP aAE`lP ulPnPL hUFkPP ulPnPL, hUFkPPAoPFbPLA`ÂlPA gPOE`lP
nFUrPmFUlP ulPAE`hPFbPLA ulPnPL nFUrPmPFlP ulPAE`hPFbPLA ulPnPL
nFÖtPOz uGPLAXP E`ãOLæWvPFWvPF nFÖtPOz uGPLAXP ulPnPL
unPLtPOAE`jPL sFUBPOAXP u`rPAwPO cPFANPYkPP uÂpPFsPF, `ÂFkPPAvhPFBPO E`ãOLæWvPFWvPF, oPFÃOOwOP ufPOAWvPFY E`ãOLæWvPFWvPF oPF wPOAlP``uhPF´E`sPF uãFFkPPAbPLArP (pPOLE`åcPFmPF)
unPLpPOLAlP BPOôPOAcPFAE`jPLY E`ãOLæWvPFWvPF unPLpPOLAlP BPOôPOAcPFAE`jPLY fPOAãOFWvPFY ulPnPL
unPLlPQ usPFnPLgOUâPL sPFrPNPQ E`lPLÕPL``usPF E`ãOLæWvPFWvPF
nPLzA``uSPFnPLAlP lPAvhPF``u`çFHPE`rP azA``uBPOE`nPLwvPO ãOFWvPFAnPLY``uwPOlP u`rPAwPO
pPOLÏPOAnPLnPL mFUKPAE`jPLY u`rPAwPO E`cPFðFpOLUrP EçFHPjPL azA``uçpPOLAcPF u`rPAwPO
pPOLWvPFAE`rP u`rPAwPO kPPAmPFArPwPOAËPA u`rPAwPO (FpOLZHPY)
pPOLELÕPLE`tPObPLA uÂpPFsPF pPOLELÕPLE`tPObPLA u`rPAwPO (aMSPF)
pPOLÌPOjPL mPFEÂlPkPP sPFrPNPQ E`rPE`cPF u`rPAwPO
pPOALnÔPAlPAlP HPzAHPAE`jPLY ulPnPL fPOzAE`ÓOLsLP ulPnPL
pPOLAmPF azA``uBPOE`nPLwvPO oPFÃOOwOP HPAE`lPgPOÑP fPOAãOFWvPFY ulPnPL (aMSPF), GFUGFUwPOAËPA ulPnPL (aMSPF)
pPOLArP``uBPOjPL SPFhPFQ`dPLQ u`rPÑP sPFAkPPYAsPF u`rPÑP
pPOLAkPPY sPFAvhPFwPO u`rPAwPO udPLSPFEçpPOLbPL u`rPAwPO
pPOLAkPPY E`ãOLæWvPFWvPF (mPFAdPLArP uWvPF``u`rPsPFA sPFrPNPQ) uHPE`rPbPLAlP çLgPFAwvPOLÕPL u`rPAwPO (HPAdPLAmPFtPOlPA)
EpPOL E`sPF sPFrPkPPArP sPFrPNPQ ePkPPwPOAE`lPbPLA u`rPAwPO
EpPOLkPPA``usPFA HPQETP hPFAËPArP``ufPOAwPOY E`ãOLæWvPFWvPF
EpPOLbPLArPQ sPFrPkPPArP E`ãOLæWvPFWvPF EpPOLbPLArPQ cPFrPNP sPFrPkPPArP E`ãOLæWvPFWvPF
EpPOLbPLArPQ umPFAhPFnPL pPOLAlP ulPnPL EpPOLbPLArPQ umPFAhPFnPL ulPnPL
EpPOLbPLArPQ umPFAhPFnPL rPbPL u`rPAwPO mPFbPLArPFpOLUrP u`rPAwPO (aMSPF)
EpPOLbPLArPQ u`rPA EpPOLbPLArPQ cPFrPNP ulPnPL
FpOLUrPNP cPFÿAdPL nPLAhPFArP azA``uBPOE`nPLwvPO tPOAlPtPOlPA azA``uBPOE`nPLwvPO
FpOLUrPq``uXPAÀoP`LmPF rPbPL E`ãOLæWvPFWvPF KPzAMwxPFApPOLE`ôPO E`ãOLæWvPFWvPF
FpOLUlPQnPL KPAE`WvPFkPP u`rPAwPO WvPFzAMrPA u`rPAwPO
FpOLZNPYdPLAsPF u`rPAwPO mPF``unPLAhPFrPFpOLUkFUOrP u`rPAwPO (rPAsPFE`HPhPFArPQ azA``uBPOE`nPLwvPO uTP``ukPP)
upPOLmPFzA×FWvPF²lP E`ãOLæWvPFWvPF mPFAsPFY``uwPOnPL E`ãOLæWvPFWvPF-kPPE`lPËP fPOAãOFWvPFY ulPnPL
çpPOLNPHPAnPLÓOdP sPFrPNPQ kPPzAsFUE`rPnPLA azA``uBPOE`nPLwvPO
çpPOLfUOL`ÂlP sPFrPkPPArP E`ãOLæWvPFWvPF sFZtPOArPE`kPPnPL E`ãOLæWvPFWvPF
çpPOLmPF``uTPSPF HPwxPUbPLA sPFrPNPQ HPAE`lPgPOÑP sPFAkFUOYlPArP u`rPAwPO (aMSPF)
çpPOLANPnPLATP sFUrP ulPnPL wvPOÀoP`LrPpPOLAwxPFA ulPnPL
EçpPOL``uÓOLsLPpPOL E`ãOLæWvPFWvPF vhPFmPFAmPFHPAgPO ulPnPL, vhPFmPFAmPFHPAE`wxPF ulPnPL
uçpPOLmPFcPFÿAdPL HPwxPFAlP E`ãOLæWvPFWvPF cPFÿApPOLAlPtPOA usPF``ukPPLÕPL ulPnPL
fPOjPLlUlP hPFkPP sPFrPNPQ JPFAwvPO``tPOlPA u`rPAwPO (aMSPF)
fPOANPY uÂpPFsPF wvPOlU``uHPE`rPbPLA ulPnPL ePHPM usPF``ukPPLÕPL ulPnPL
fPOANPY u`rPAwPO wvPOlU``uHPE`rPbPLA u`rPAwPO
E`fPObPLAsPFY ulPnPL cUFnPLmPF gPOE`lP
HPkFUOlP HPAgPOAnPL u`rPA HPkFUOlP HPAgPOAnPL fPOAãOFWvPFY ulPnPL
HPnPLmPFAlPQ E`mPFÀeOL` ulPnPL `ÂFHPzA``ukPPAbPLArP ulPnPL
HPE`ÌPOmPF cPFzAWvPFAE`jPLY E`ãOLæWvPFWvPF kPP``ulPjPL E`ãOLæWvPFWvPF (nPLTPY ePHPM vhPFãOFWvPF)
HPE`ÌPOmPF cPFzAWvPFAE`jPLY sPFrPNPQ unPLHUHPAgPOAnPL ulPnPL
HP``u`bPLjPL oPFnPL lPAvhPF``u`çFHPE`rP u`rPA wPOAE`lPmPFtPOlPA u`rPAwPO
HPDPFYmPFAnPL u`rPAwPO û``uHPXOLÎHPpPOLAwxPFA fPOAãOFWvPFY ulPnPL
HPsPFÙPOlPAlP mFUrPArPkPPA E`ãOLæWvPFWvPF pPOL``ugPObPLApPOLE`ôPO E`ãOLæWvPFWvPF
HPAHUlPAlP ulPnPL nPLbPL``uWvPFAlPA GPLAWvPF E`ãOLæWvPFWvPF
HPAæWvPFYAmPF E`ãOLæWvPFWvPF ucPFF´rPËPQ uÂpPFsPF (aMSPF) ePHPM mPFA``ukPPYWvPF E`ãOLæWvPFWvPF (aMSPF)
HPAlPkPP dPLÀoP`L ulPnPL dPLÀoP`LpPOLAwxPFA ulPnPL oPF uHPE`nPLbPLApPOLAwxPFA ulPnPL
HPAlPmFUkFUOÓOdP mPFzAkPPArP u`rPAwPO E`cPFðFpOLUrP ãPOpOLUrP
HPAE`lPgPOÑP uWvPFrPAsPF gPOE`wxPFbPLAhPFAWvPF HPAvhPF ulPnPL
HPAE`lPgPOÑP pPOLAkPPY HPAE`lPgPOÑP pPOLAkPPY u`rPAwPO
HPAE`lPgPOÑP uÂpPFsPF vhPFãOFWvPF E`wPOE`hPF `çLSPFQrPAmPFFpOLUrP ulPnPL
HPAE`lPgPOÑP uãOFWvPFSPFnPL u`rPAwPO wvPOlU``uHPE`rPbPLA fPOAãOFWvPFY ulPnPL
E`HPjPLbPL HPsFU u`rPAwPO SPFÿAKPAE`rPpPOLAwxPFA u`rPAwPO (aMSPF)
E`HPjPL`lPQ u`rPAwPO unPLAnPLAFpOLUkFUOrP u`rPAwPO
E`HPwPOnPL u`rPA dPLE`jPLYpPOLAwxPFA E`ãOLæWvPFWvPF ePHPM nPLbPLnPLcPFÓLçLdPL dPLÀoP`L E`ãOLæWvPFWvPF(wvPO«UFtPO)
E`HPDPFAnPL nPLgPOrP u`rPAwPO wvPO``uÃFWvPFAwPOAËPA umPFvhPFnPL u`rPAwPO
E`HPDPFAnPL sPFrPNPQ kPPNPYoPFbPLAE`lPsPF E`ãOLæWvPFWvPF
E`HPnPLbPL HPAdPLlP dPLQ``unPLSPF HPAgPO (E`HPHPAdPLQ HPAgPO) wPOAlP``uhPF´E`sPF uãFFkPPAbPLArP
E`HPnPLbPL uHPAsPF u`rPAwPO E`HPnPLbPL uHPAsPF ulPnPL
E`HPÓOdLUHPAE`sPFnPLQ E`ãOLæWvPFWvPF mPFE`mPFnPLFpOLUrP gPOE`lP (wvPOÀoP`LrP SPFAKPA)
E`HPEpPOLnPL E`mPFÀeOL` ulPnPL E`nPLkPPAESPF pPOLAwxPFA ulPnPL
E`HPEpPOLnPLE`HPhPFArPQ (E`HP.E`HP) gPOAËUE`lP E`ãOLæWvPFWvPF uHP´HPAjPLArP E`ãOLæWvPFWvPF, oPFÃOOwOP û``uHPVPFkPPKPAnPLA E`ãOLæWvPFWvPF
E`HPÂpPFHPQ aE`È÷PkPPA cPFÀePÝHPtPOYQ sPFrPNPQ ukPPbPLAtPOlPA ulPnPL
E`HPÂpPFHPQ anFUkFUOlPcPFÓLçLdPL E`ãOLæWvPFWvPF EçpPOL``uÓOLsLPpPOL E`ãOLæWvPFWvPF
E`HPÂpPFHPQ kPPAnPLAvhPF BPOôPOAcPFAyPY sPFrPNPQ uHPkPPArP E`ãOLæWvPFWvPF
E`HPÂpPFHPQ û``uÀeOL```ulPAkPPz mPFhPFArPAjPL sPFrPNPQ u`çFHP``uHPAnPLY E`ãOLæWvPFWvPF
E`HPÂpPFHPQ FpOLUE`lPnPL dPLAsPF E`ãOLæWvPFWvPF HPAdLUrP HPAgPOAnPL E`ãOLæWvPFWvPF
E`HPÂpPFHPQ HPArPQNP uGPLAXP sPFrPNPQ mFUrPAE`rP FpOLUkFUOrP u`rPAwPO
E`HPÂpPFHPQ rPAsPFE`HPhPFAE`rP uHPAsPF u`rPAwPO kPPzAE`nPLM E`ãOLæWvPFWvPF-mFUrPGPLAôPOA E`ãOLæWvPFWvPF
E`HPBZOE`tPO HP``uÓOdPzApPOLADPFzAbPL sPFrPNPQ pPOLAmPF azA``uBPOE`nPLwvPO-HP``uLÕPLlP u`rPAwPO uTP``ukPP umPF ufPObPLArP u`rPAwPO (aMSPF)
E`HPhPFAE`rP wPOAÀoPLÝArP u`rPAwPO EgPOrPQSPF mFUKPAE`jPLY u`rPAwPO (aMSPF)
HUªPìmPFE`ÓOdPrP (HUEDPFãOFWvPF uWvPFÈOLpPOL²lP) ulPnPL lPE`lPtPO``umPFAhPFnPL dPLAsPF ulPnPL (aMSPF)
uHPcUF wPOAÀoPLÝArP ulPnPL nPLÓOdPnPL ulPnPL (aMSPF) ePHPM uHPnPLQmPFADPFHP nPLÓOdPnPL `çFHPAdPLAsPFY usPF``ukPPLÕPL ulPnPL (aMSPF)
uHPcUFlPAlP u`rPAwPO uHPkPPHPAgPOAnPL u`rPAwPO
uHPE×FWvPFÌPO E`ãOLæWvPFWvPF kPPsPFAvhPF``uWvPFAlPA E`ãOLæWvPFWvPF, EpPOLlPEçLgPFmPF u`rPAwPO
uHPTUnPL u`rPA kFÖOXOLÎ E`sPFËPQ ulPnPL
û``uHPVPFkPPKPAnPLA u`rPAwPO û``uHPVPFkPPKPAnPLA HPAjPLArP u`rPAwPO
uHPA E`ãOLæWvPFWvPF uHP´HPAjPLArP ulPnPL - E`mPFnFUû``ujPLnPLQ gPOE`lP
HPzA``u`rP``uôPOA ulPnPL ÀePÝsPF E`ãOLæWvPFWvPF
`çFHP``ujPLÓLçLdPL gPOAËUE`lP ulPnPL WvPFAE`lPgPOÑP ulPnPL
`çFHPwPO E`ãOLæWvPFWvPF hPFAjPLrPA u`rPAwPO (aMSPF)
`çFHPAvhPFWvPF E`ãOLæWvPFWvPF GFUGFUwPOAËPA u`rPAwPO
`ÂFHPkPPmPFzAnPL E`ãOLæWvPFWvPF mFUE`cPF pPOLAwxPFA ulPnPL

pPOLAtPOA 1 2 3 4 5

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kPPlPkPPAtPOA

ePkPP nPLjPLirP: vhPFEtPOhPFAsPF pPOLErPsPFMKPzAnPL EpPOLnPL-ikPPAwPO mPFzApPOL rPAéPFA(aHPëPOAnPL) rPAéPFA(nPLAmPF-pPOLErPHPtPOYnPL)

ePmPFAijPLYEÓOLsLP: pOLUElPSPF FazAÈ÷UilPÓOLsLP dPLmPFkPPlP

ãO÷PAëPOz-EHPXPbPLkPP: hPFAsPFpPOLAtPOAlP nPLAEsPFYM ihPFAmPF `ÂFHPAwPOHPzAÌPO oPFXUiDPFrP idPLAkPPAnPL nPLAEsPFYM-sPFMëPOA ãO÷PAëPOz-EHPXPbPLkPP EWvPFpPOLsPF

TPAkPPArP jPLAbPLgPOA: ihPFAiWvPFlP irPãOFWvPF-hPFAwvPOsPF imPFibPLidPLrP hPFiãOFWvPFlP HÖªPìA`çLSPFmPF

KPAHPArP jPLAbPLgPOA:
BPOArPtPOQbPL cPFAvhPFnPLQjPL rPkPPmPFAErP fPOAãOFWvPFfUOLwPO HPAÊPFAlPQ

ESPF¾PPA (sPFADPFArPNP): EHPiSPFXP ãFFkFUOlP EçpPOL-çpPOLAvhPFmPFAErP/çpPOLAvhPFmPFAErP ãFFkFUOlP mPFADPFzEmPFkPP/ wvPO©LcPFmPFADPFzEmPFkPP ãFFkFUOlP kPPilPjPL EHPSL÷PEHPdPLzAlPbP lPAvhPFi`çFHPErP ErPsPFAcPFY-isPF×FWvPFArP

ESPF¾PPA (ipPOLSPFAdPLArPQ):
wPOAÀoPLÝAErP vhPFEÑPEnPLbPLAErPM aAvhPFnPL pPOLElPiWvPFkPPEnPLkPP EHPjPLinPLsPF mPFzAinPLjPLimPF×FWvPF ihPFAiWvPFlP mPFzAinPLjPLimPF×FWvPF

ESPF¾PPA (HÖEÀoP`LmFZlPkPP oP anPLzAnPLz):
kPPEÈOLpPOLwvPOWvPFArP EcPFÀeOL`kPPlPA EHPidPLSPFQ-BPOAXPA sPFËPQtPO oPF nFÖtPOz fPOiWvPFAçLgPFAEfPO mPFiwPOElPM fPOzASPFnPL

aEfPOsPF: kPPnPLsFUilPWvPF sPFrPkPPArPQ aEfPOsPF sPFrPkPPArPQ oPFibPLHPsPFAvhPFWvPF mPFÓFíPLQidPLrP vhPF-imPFvhPFlP aAdPLAlPtPO WvUFzErPãOFWvPF vhPFnPLfPOrPimPFSPFnPL isPF×FWvPFArP

EmPFEwPObPLA: sPFMHPAdPLpPOLÀeOL` irPEwPOoPF iWvPFElPEBPOSPFnPL mPFzAgPOAEjPLnPL ElPWvPFlP mPFzAgPOAEjPLnPL

EcPFÀoP`L-EHPinPLAdPLnPL: aAWvPFY gPOzAlPAErP EsPFinPLmPFA hPFlP ETPibPLWvPFArP EmPFwvPOEsPFbPLAmPF aEwPOiWvPFAErPbPLAmPF `ÂFkPPAHP

ikPPnPLA-kPPAWvPFA: mPFAikPPYWvPF HUEWvPFkPP

yPAnPLHPAhPFnPL: EHPmPFAnPL irPlP rPAéPFA HPAsPF-æWvPFAmPF WvPFzAE½P BPOAwxPFArP gPOAEwxPF æWvPFzAEfPOkPP-aAvhPFnPL WvUFzrP

EHPEHPDPF: nPLArPQ-EHPXPbPLkPP ePnPL.EjPL.oPF